Land Financing Programs
(including land loans, land development loans)

Financial Advantage offers land loans and financing programs for residential or commercial developments. 

Land loan sizes can range from $500,000 to $20,000,000 on properties throughout California (properties in Arizona and Nevada will also be considered - please contact an Account Executive), and at almost any stage of the entitlement process, including raw land without any entitlements or fully entitled land for:

Acquisitions
Acquisition & Development
Development, only (land development loan)
Lot Sales Programs
Refinance, no cash out
Refinance, WITH cash out
High Leverage Financing
Participating Debt
Hard Money/Fast Funded Loans
Joint Ventures
Development Agreements

Interest rate and terms vary widely for land loans and can only be quoted after a complete understanding of the project. It is therefore imperative that you discuss the financing opportunity with one of our Account Executives.

Below you will find some information on land loans that we trust will encourage you to call.

Land Loans Programs

Bank Financing Program
  • 45% of "As Is" Value
     
  • Adjustable Interest Rate
     
  • 2 year Term
     
  • 2% - 4% Loan Fee
     
  • Western States, only

 

Fixed Rate Bank Financing Program
  • 65% of "Finished" Value
     
  • Low Interest Rate
     
  • 3 year Term, maximum
     
  • 3% - 4% Loan Fee
     
  • 25% Cash Equity Required
     
  • Must have Exit Strategy in place
     
  • Arizona, California and Nevada

 

Private Lender Land Loan Program
  • 50% of "As Is" Value
     
  • Cash Out Possible
     

Rate and terms are subject to change without notice.
 
FINANCIAL
ADVANTAGE
 
 
     

Financial Advantage
2045 Mt. Diablo St., Suite 105
Concord, CA 94520
(800) 689.8323


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